Debt Payoff Calculator

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How to use: Enter details for up to 2 debts (balance, APR, minimum payment) and any extra monthly payment you can afford. The calculator compares Snowball (smallest balance first) vs Avalanche (highest APR first) payoff methods.

💳 Debt Payoff Calculator

Compare Snowball vs Avalanche methods

💳Debt #1

Balance ($)

APR (%)

Min Payment ($)

💳Debt #2

Balance ($)

APR (%)

Min Payment ($)

💰Extra Payment

Additional monthly payment towards debt

Amount ($)

Enter your debt details to compare payoff strategies